The Premier Bank PLC
Join The Premier Bank as Head of RMG: Lead the Future of Banking
Dhaka
Deadline: 2025-09-30
1 Positions
Job Overview
Company: The Premier Bank PLC
Location: Dhaka
Type: FullTime
Salary: Negotiable
Posted: 2025-09-15
Experience: 15 Years
Education Requirements
4-year graduation preferably in Finance, Banking, Economics, Marketing or related discipline. Postgraduate degree is an added advantage.
Job Responsibilities
- Lead the RMG (Readymade Garments) portfolio ensuring prudent credit risk assessment and portfolio quality.
- Evaluate, review, and approve/recommend RMG-related credit proposals in line with the Bank’s Credit Policy, and Bangladesh Bank guidelines.
- Formulate and implement risk management strategies for RMG exposures, ensuring proper diversification, sectoral risk assessment, and NPL minimization.
- Monitor the performance of RMG credit portfolio; analyze client creditworthiness, repayment capacity, and industry-specific risks.
- Conduct stress testing, scenario analysis, and risk rating for RMG borrowers to strengthen the risk management framework.
- Collaborate with Corporate Banking, Trade Finance, Recovery, and Treasury Divisions to ensure effective end-to-end risk control of RMG clients.
- Maintain close liaison with regulatory bodies (Bangladesh Bank, BGMEA, BKMEA, EPB) and ensure compliance with all regulatory requirements.
- Ensure credit files preparation, documentation, and approvals are maintained for internal/external audit.
- Prepare and present periodic reports to Senior Management/Board Risk Management Committee on RMG sector exposures, risk trends, and portfolio performance.
- Lead, train, and mentor team members to develop expertise in RMG sector credit risk.
Required Skills
- Professional banking experience
- Credit risk management expertise
- Analytical skills
- Leadership and mentoring abilities
Benefits & Compensation
- Attractive compensation package including Group Insurance coverage
- A professional and friendly working environment
- Clear career progression opportunities
Job Description
The Premier Bank PLC. is on a mission to enhance its footprint across Bangladesh, with 136 branches and 67 sub-branches nationwide. We are proud to continue hiring exceptional professionals who will contribute to our growth trajectory and commitment to excellence. Currently, we are seeking to appoint a skilled and dedicated Head of RMG (Readymade Garments) to join our team, which is pivotal in driving our credit risk management strategies. About the Role: As the Head of RMG, you will be responsible for overseeing our Readymade Garments portfolio, ensuring adherence to prudent credit risk assessment practices and maintaining high portfolio quality. This position provides a remarkable opportunity to refine your professional skills and engage in impactful work that contributes to the company's mission. The right candidate will possess a keen understanding of both banking and the RMG sector, paving the way for innovative solutions. Core Responsibilities: Lead the RMG credit portfolio, ensuring comprehensive assessment and management of associated risks. Evaluate, audit, and recommend RMG-related credit proposals while adhering to established bank policies. Formulate tailored risk management strategies that align with regulatory bodies and industry best practices. Closely monitor credit portfolio performance and present findings to senior management, contributing valuable insights to risk management discussions. Maintain solid partnerships with various regulatory authorities, ensuring compliance and reporting are executed flawlessly. Train and mentor team members to ensure they develop the necessary expertise in credit risk assessment within the RMG sector. Prepare and uphold documentation for audits while collaborating effectively across departments. Ensuring the highest standards of compliance: You will work diligently with the Corporate Banking, Trade Finance, and Recovery teams to assist in comprehensive risk control over clients, and you will play a vital role in our internal and external audits. Who You Are: You must hold a 4-year degree in Finance, Banking, Economics, Marketing, or a related field from a reputable university. A postgraduate degree will be considered an added advantage. Applicants should hold a minimum of 15 years of experience in banking, with at least 5 years focused in Credit Risk Management or Corporate Credit within the RMG or Foreign Trade sectors. Additional Qualifications: Your age should not exceed 55 years as of September 30, 2025; however, there could be flexibility in this age limit depending on your relevant experience. A strong track record in credit appraisal and risk management is preferable. What We Offer: Our bank provides an attractive compensation package, including group insurance coverage, a pleasant working environment, and clear opportunities for career advancement. Don’t miss your chance to work at one of the leading private commercial banks in Bangladesh. If you are driven, have the right expertise, and are ready to contribute to our team, we encourage you to apply now.